The Instant Discount Offer (defined below) is a promotional offer administered and offered by INDUSIND Debit Card  (“IndusInd Bank”) in partnership with Reliance Retail Limited (“AJIO”) on (“AJIO Website”) and on AJIO mobile application (“AJIO Mobile App”) (collectively referred to as “AJIO Platform”), for the sale of specified products displayed on the Platform (“Specified Products”). 



This Instant Discount Offer shall commence on 6th November 2023 at [00:00:00 Hrs], and continue until 10th November 2023, [23:59:59 Hrs] or such other date and/or time as may be determined by AJIO (“Term of the Offer”). 



  • This Instant Discount Offer is open to all individual legal residents of the Republic of India aged 18 or above on the offer start date. 
  • Each AJIO customer (“User”) should have a valid phone number and e-mail address. 



The User shall be eligible to avail the Instant Discount Offer only if the User fulfils the below conditions: 

  1. User makes payment for purchase of the Specified Products using selected IndusInd Debit Card, as may be determined by AJIO and/or INDUSIND Bank from time to time; and
  2. The total value of a single order for purchase of Specified Products on the AJIO Platform is equal to or greater than Rs. 3,500, after taking into account all applicable discounts, if any.
  3. In case of order cancellations/returns where this Offer was availed, the value of discount availed on such cancelled/returned orders will not be available to be availed again on other transactions during the Offer period. 

Upon purchasing Specified Products in accordance with the above, eligible User shall receive an instant discount of flat 10%, subject to a maximum of Rs. 1,000 (For clarity, the maximum instant discount that can be availed under this Instant Discount Offer is Rs. 1,000 on Debit Card) (“Instant Discount Offer”). 


  1. The Instant Discount Offer can be availed multiple times per eligible IndusInd Debit Card but each time the order value has to be Rs. 3,500 or above to be eligible for the Offer and total discount per card is capped at Rs. 1,000 during the entire Term of the Offer 
  2. The Instant Discount Offer cannot be combined with any other promotion offered by AJIO and/or INDUSIND Bank.
  3. The maximum instant discount that can be availed under this Instant Discount Offer is Rs. 1,000 on eligible Debit Card.
  4. If the User who has availed the Instant Discount Offer, return all or part of the Specified Products purchased by them on the Platform, such that the value of their order falls below Rs. 3,500, they will not be eligible for return of purchased Specified Products. All products returned by the User shall be entertained solely as per AJIO’s prevailing product return policy. 
  5. If User faces any issue(s) while availing the Instant Discount Offer, the User may contact IndusInd at 1860 267 7777, and/or AJIO at [].
  6. AJIO and/or INDUSIND Bank reserves the right to disqualify any transaction or extend, cancel, discontinue, prematurely withdraw, change, alter or modify this Instant Discount Offer or any part thereof including the eligibility criteria and other pertinent terms and conditions at their sole discretion at any time as may be required including in view of business exigencies and/or changes by a regulatory authority and/or statutory changes and/or any reasons beyond their control and the same shall be binding on the User without any prior notice to the User.
  7. The Instant Discount Offer shall also be subject to such additional terms and conditions as AJIO may notify from time to time.
  8. Participation to this Instant Discount Offer is purely voluntary.
  9. This Instant Discount Offer is for a limited period and can be withdrawn by AJIO at any point of time, including after it has been announced.
  10. AJIO do not assume any liability whatsoever arising out of this Instant Discount Offer. Maximum liability of AJIO is limited only to the value of the minimum billing amount of the Instant Discount Offer. 
  11. Instant Discount Offer is subject to discontinuation or revocation in cases of fraudulent/ suspicious transaction or if there are any technical glitches or force majeure conditions as determined solely by AJIO and may disqualify any User from getting the benefits of this Instant Discount Offer.
  12. AJIO will not be liable for any loss (including, without limitation, direct, indirect, special or consequential loss or loss of profits) expense or damage which is suffered or sustained in connection with this Instant Discount Offer including any loss incurred as a result of any delay and/or failure to perform any obligation to the Users that is caused by:

    a.technical problems of any kind which may limit or prevent any person's participation in this Instant Discount Offer;
    b.any loss or damage arising from or in connection with the allocation or enjoyment of discount;
    c.any other events beyond AJIO's control that may cause the promotion to be disrupted or corrupted or may lead to loss of, or damage to, the User.
  13. AJIO (including employees, directors) shall not be liable or held responsible for any inactivated IndusInd Debit Card, any lack or lapse in any communication on account of failure or delay by any of the internet, telecom, sms and emails service providers. 
  14. User hereby agrees to indemnify and keep AJIO harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings that may be suffered by AJIO as a consequence of (i) violation of the terms and conditions by the User; (ii) violation of applicable laws; (iii) any action or inaction resulting in wilful misconduct or negligence on the User’s part.
  15. User agrees that, these terms shall be governed by and construed in accordance with the laws of India and courts at Mumbai, Maharashtra shall have exclusive jurisdiction to decide over any controversy arising out of this Instant Discount Offer.